Paiflow
Drag-and-drop programmable payments — compose flows from triggers and actions and deploy pre-audited Soroban contracts from your own wallet. No Rust, non-custodial.
Every fintech, MSME, and SMB that wants programmable payments faces a false choice: hire a scarce, expensive Rust/Soroban developer to write custom smart contracts, or accept a closed-source SaaS that custodies funds and takes a cut — with no middle layer for a non-technical operator to simply wire up “when this happens, send that” and own the resulting on-chain contract.
The solution
Paiflow turns programmable payments into a drag-and-drop primitive. Users compose a flow from triggers (On Receive, On Schedule) and actions (Pay, Split, Condition) on a visual canvas — optionally authored by voice through an AI assistant — and deploy one of three pre-audited, Rust-unit-tested Soroban contract templates (splitter, streamer, conditional escrow) directly from their own wallet. The backend only ever builds and simulates the transaction; the user’s wallet does the signing, and funds never touch Paiflow’s servers.
The result, demonstrated end-to-end on a phone in under 90 seconds, is a QR-triggerable, live-event-tracked payment contract that lets creators split revenue, MSMEs pay contractor pools, and remittance senders auto-budget payouts — without anyone writing a line of Rust.
Built on Stellar
Non-custodial and open-source (MIT). Paiflow is an accessibility layer for Soroban: every deployed flow is a real, audited-template contract on testnet or mainnet, and multi-wallet support (Freighter, xBull, Albedo, Hana, LOBSTR) funnels each new user into the broader Stellar ecosystem.